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U.S. stock futures ticked lower early Monday, with the first volley of major earnings reports for the second quarter due this week, starting with big banks.

S&P 500 futures were down 0.1% and Dow Jones Industrial Average futures slipped 0.2%. Changes in futures don’t necessarily predict movements after the opening bell.

In Europe, the Stoxx Europe 600 rose 0.2% in morning trade as gains in utilities and real-estate sectors were muted by losses in financials and consumer staples sectors.

Tate & Lyle jumped 2.2%.

The U.K.’s FTSE 100 lost 0.2%. Other stock indexes in Europe were mixed as the U.K.’s FTSE 250 added 0.2% and Germany’s DAX climbed 0.2%, whereas France’s CAC 40 shed 0.1%.

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